Can foreigners buy property in Mauritius?

In short, yes – foreigners are permitted to purchase various types of properties in Mauritius, making it an attractive destination for international investors and homebuyers.

Mauritius has relatively liberal policies that allow non-citizens to acquire residential, commercial, and rental properties across the island. This includes freehold ownership of villas, apartments, and houses without any special permits required.

What’s more, certain investment schemes like the Property Development Scheme (PDS) and Smart City Scheme offer unique opportunities for foreigners. By investing the minimum required amount (typically $375,000 – $500,000), they can purchase approved residential units and even qualify for permanent residency.

Beyond personal homes, foreigners are also free to buy land, commercial spaces, and rental properties, especially in prime tourist areas. This opens up avenues for diversifying wealth and generating rental income.

However, it’s important to note that while the process is straightforward, there are still regulations to follow. Hiring a local notary, obtaining approvals for high-value transactions, and paying the applicable fees are typically required.

Want to learn more about the specific schemes, investment opportunities, and step-by-step process for foreigners buying property in Mauritius? Read on for a comprehensive guide…

Who Can Buy a Property in Mauritius?

Mauritian citizens and foreigners residing in the country or abroad can acquire Mauritius properties as long as they abide by the laws put in place. Over the years, the real estate market has been evolving in the country, opening aspiring investors’ opportunities. Therefore, can I buy property in Mauritius, or can a foreigner buy property in Mauritius can be answered by a simple yes. You only need to identify your needs as a foreigner and then choose an investment scheme that aligns with your needs and within your budget. Read my post on The reasons to invest in Mauritius.

Can Indians buy property in Mauritius? Yes, the answer is yes because the ability to buy property in Mauritius foreigner is not determined by where you come from rather by your ability to invest. In this case, regardless of where you come from, you can buy property in Mauritius.

However, you should know that the minimum amount you can invest as a foreigner is $375,000, which previously stood at $500,000. This investment comes with a permanent residence permit. Still, buying property in Mauritius as a foreigner can be overwhelming and the process can only be easier if an investor relies on a reputable real estate management company.

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Where to Buy a Property in Mauritius?

Buying the best property starts with the location you choose and ends with the price of the project. It is no secret that Mauritius offers one of the best global residential destinations. The weather is super friendly, and the government has made the acquisition of property by foreigners in Mauritius quite easy.

When trying to figure out how to buy property in Mauritius, there is so much to consider, yet you should aim not to lose your way in the process. This means, to find the best properties, you have to be strategic. I believe the best way to approach this is by considering what needs one seeks to accomplish.

Covering the Basics When Buying Property in Mauritius

For example, a family seeking to move to Mauritius permanently will search for Mauritius property for sale to foreigners in areas where essential social amenities are within comfortable proximities. These include schools, malls, and the likes. On the other hand, a couple looking for property for holiday vacations will want something luxurious, probably closest to the beach, serenity being a priority.

Here are some questions that will help us find property for foreigners in Mauritius hassle-free.

Like stated earlier, there have been a few government initiatives in the property market to make investing in property in Mauritius effortless for foreigners. One is the Integrated Resort Scheme. As the name suggests, properties on sale under this scheme are found on significant resorts and golf estates. Many surround the coastal regions and have easy access to wellness centers, shops, sports facilities, and restaurants.

The Real Estate Scheme in 2005 made buying property in Mauritius for foreigners even more accessible. Since IRS focused on luxurious suits, RES toned down a notch to include smaller resorts. Such properties are found both around the coast and inland.

PDS legislation decided to review the two existing schemes in 2016 and introduced the Property Development Scheme (opens in a new tab) to integrate real estate projects and make them more foreigner-friendly. The scheme regulates public spaces that can be turned into residential properties. If you onboard this scheme, you will get access to excellent management services, including gardening, household services, maintenance, and security.

Government schemes are secure, but they come in different budget plans. A good example is the Smart City Scheme, where the properties for sale in Mauritius for foreigners are situated in developing areas, mostly around the coast. These properties provide stable financial and business hub conditions and excellent for developers.

Other than following already finished projects, you can go in the off-plan direction. This comes with a more budget-friendly Mauritius property for sale to foreigners, ideal for people who don’t mind waiting a few months to complete their homes. Another advantage is that you can decide to change the interiors to your taste within a regulated budget.

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Black text on white background asking "Can foreigners buy property in Mauritius?" below this text, is the Mauritius Flag and under the flag a house in black color with the answer to the question "YES"

It All Comes Down to Preference and Comfort

Whether you choose Flic and Flac village on the coast, Grand Baie, or the city of flowers, Ville des Fleurs, as your ideal place, comfort and preference will always dominate your choices. However, you should keep in mind that acquiring property for sale Mauritius for foreigners will need you to come prepared with all the proper documents, plus a notary for guidance and property negotiations.

Foreigners should also ensure they have Mauritius bank accounts and necessary residential permits. For foreigners who have never lived in Mauritius working closely with a property management company would help in understanding different regions in the island and what they can offer to you. But most importantly know exactly what you need to accomplish by acquiring a property in Mauritius.

Property as A Foreigner’s Investment?

Mauritius government has provided flexible legal frameworks allowing foreigners to buy and own properties in the country. They have been doing it through the luxury Mauritius real estate foreigners programs namely, IRS, RES, PDS, Smarty City and G + 2 schemes. Majority of the projects owned by foreigners are located in the vicinity of tourist villages and towns.

Can foreigners buy land in Mauritius? The answer is yes and they are also free to buy or built rental properties, especially in tourist areas. Rental investment is both secure and profitable, making it a perfect way to diversify a foreigner’s wealth in Mauritius.

When it comes to Mauritius property for sale to foreigners, the most attractive real estate plan is the Property Development Scheme (PDS), whereby an investor can buy an apartment or a villa in a fully owned residential area.

The scheme covers luxurious residential villas, and investors can include amenities such as sports facilities, spa, fitness areas, children playgrounds, and concierge services. Other easily accessible schemes a non-citizen can invest in is the G+2 project scheme and Smart City Scheme.

Newest regulations on Mauritius property investment for foreigners (2020/2021 budget)

These changes broaden the chances for foreigners investing in Mauritius real estate industry. Those who can invest during these hard times of pandemic might be lucky to buy property in good locations and pay less for the same.

Property Management Companies in Mauritius

Property management is a function that involves maintaining and overseeing a real estate property for a third party at a fee. In this case, are you a foreigner eyeing to buy a property in Mauritius but are not sure where to start? Or are you an investor who already bought a property but you do not have the time or expertise to manage it properly?

These people know the market better and also understand the region you plan to invest in. A property management company could be all you need. However, before hiring a property management company in Mauritius, apply due diligence to ensure you get the right partner.

Again, only hire an agency that you have vetted yourself and are sure they have the knowledge and experience you need for your property investment in Mauritius. They should handle all matters related to leasing, maintenance and repairs, financial analysis, compliance with state laws, and sales and marketing.

Questions & Answers

How can foreigners buy real estate in Mauritius?

What are the tax implications for foreigners buying property in Mauritius?

Foreigners buying property in Mauritius need to be aware of the following tax obligations:

  • Annual Property Tax of 5% of the property value
  • Capital Gains Tax of 15% on profits when selling the property
  • Rental Income Tax of 15% if the property is rented out
  • Land Transfer Tax of 5% payable during the purchase process
  • Registration fees and notary fees are also applicable

Can foreigners get mortgages or financing in Mauritius to purchase property?

Yes, foreigners can obtain mortgages from local banks in Mauritius, usually requiring a 30-40% down payment. Some banks also offer foreign currency mortgages. Interest rates are typically 5-7% per annum.

The major banks in Mauritius that offer mortgage loans to foreign buyers include:

  1. The Mauritius Commercial Bank (MCB)
  2. SBM Bank
  3. AfrAsia Bank
  4. Bank One
  5. ABC Banking Corporation
  6. MauBank

Are there any areas in Mauritius where property purchase is restricted for foreigners?

No, there are no outright restricted areas for foreigners buying property in Mauritius. However, certain coastal regions may have additional approvals required from the Prime Minister’s Office.

Are there any areas in Mauritius where property purchase is restricted for foreigners?

No, there are no outright restricted areas for foreigners buying property in Mauritius. However, certain coastal regions may have additional approvals required from the Prime Minister’s Office.

Here are some examples:

  1. Le Morne Peninsula
    This UNESCO World Heritage site on the southwestern coast has restrictions on property development. Foreigners looking to buy land/property in this area require approval from the Prime Minister’s Office.
  2. Coastal Areas in Black River
    Certain coastal villages like Tamarin, Riviere Noire, Flic en Flac in the Black River district have regulations that require foreigners to get clearance for buying beachfront properties or land along the coastline.
  3. Rodrigues Island
    While part of Mauritius, the island of Rodrigues has its own rules. Foreigners need explicit approval from the Rodrigues Regional Assembly to purchase property there.
  4. Coastal Areas around Port Louis
    Some areas around the capital Port Louis like Baie du Tombeau may require additional approvals for foreign buyers due to their proximity to major ports.
  5. Certain Islands
    Purchases of property on some of the outer islands like Agalega Islands by foreigners requires special permission from authorities.

What is the Step-by-step process for a foreigner to buy property in Mauritius?

  1. Identify and finalize the property you wish to purchase – residential, commercial, land etc.
  2. Hire a licensed notary public in Mauritius to represent you and handle the transaction. The notary will guide you through the process.
  3. If the property value exceeds a certain threshold (e.g. $500,000), you need to obtain an authorization from the Prime Minister’s Office Committee (PMOC).
  4. The notary will conduct due diligence on the property – verify ownership, check for any encumbrances, debts etc.
  5. Negotiate the purchase price and terms with the seller. The notary will draft the deed of sale (titre de propriété).
  6. Obtain a residence permit if applicable (for purchases over $500,000 from 2020 onwards).
  7. Pay the required fees and taxes:
    • Registration duty (5%)
    • Land transfer tax (5%)
    • Notary fees (around 1%)
  8. Both parties sign the deed of sale in presence of the notary.
  9. The notary registers the deed with the Mortgage Office to transfer ownership to you.
  10. You receive the title deed (Titre Transcrit) as the new owner of the property.

The typical timeline is:

  • Weeks 1-4: Property search, hire notary, apply for NCPAC approval if needed
  • Weeks 4-8: Due diligence, negotiations, drafting deed
  • Weeks 8-12: Payment of fees, signing deed, registration

So the entire process from start to finish can take approximately 2-4 months depending on the specific situation.It’s highly recommended to work closely with the notary and follow their guidance, as they are well-versed with the local laws and procedures for property transfers to foreigners in Mauritius.

What is the current real estate market like in Mauritius for foreign buyers?

Property prices have risen steadily, especially for luxury villas/apartments. The north-west areas like Grand Baie are popular. New smart city projects like Uniciti offer investment opportunities. Demand is driven by Mauritius’ attractiveness as a residence destination.

Can foreigners buy property in Mauritius?
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8 thoughts on “Can foreigners buy property in Mauritius?”

  1. If I obtain a retired non citizen residence permit am I allowed to purchase a property for less than 375K USD?


  2. Do a foreigner who want to invest in Real Estate in Mauritius need to come an invest himself or can he or she do it through an agent, or a contact or a business partner?
    What schemes are better or what procedures shall be best to abide by the laws and access the facility for the investor?

    Thank you

  3. what if i only want to buy a property for investment, say for rental, or that i only visit the island when i want as i live abroad. Do i still have to invest in a scheme? do i still need to do a permit residency? If not, will i just need to apply for a visa everytime i want to visit my property for a holiday?

    • You would need to apply for a scheme.

  4. If I obtain a retired non citizen residence permit am I allowed to purchase a property for less than 375K USD?


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